Employment Benefits | Huron Regional Medical Center

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HRMC offers a very competitive benefits package including:

a choice of medical, life, dental, and/or vision insurance
generous vacation and sick time
generous employer contributions to the 401(k) retirement savings plan
tuition reimbursement
and many other supplemental benefits

These benefits are available to employees scheduled to work 40 hours or more during a two-week pay period.

Health Insurance
Plan: Sanford Health Plan
Benefit: $1,000/$2,000 deductible plans for single, employee + 1 and family
Eligible: Employees regularly scheduled to work 40 hours or more per pay period
Effective: The first of the month following 30 days of employment

HRMC and employee share the premium cots

Life Insurance
Plan: UNUM Group Life/AD&D
Benefit: One times yearly salary to maximum of $200,000
Eligible: Employees working 40 hours or more per pay period
Effective: The first of the month following 90 days of employment
Elimination period: 9 months
Age reduction: 65 percent at age 70, 50 percent at age 75
Portability option at time employment ends

HRMC pays 100 percent of the premium

Additional Life Insurance
Plan: UNUM Voluntary Life/AD&D
Benefit: Lesser of 5 times salary or $500,000
Increments of:

$10,000 for employees
$ 5,000 for spouse
$ 2,000 for child

Guarantee issue: Employee - $150,000, Spouse - $25,000; Child - $10,000
Eligible: Employees working 40 hours or more per pay period
Effective: The first of the month following 90 days of employment
Elimination period: 9 months
Age reduction: 65 percent at age 70, 50 percent at age 75
Portability option at time employment ends

Employee pays 100 percent of the premium based on age

Long Term Disability Insurance
Plan: UNUM Long Term Disability
Benefit: 50 percent of monthly earnings to a maximum of $5,000
Eligible: Employees working 40 hours or more per pay period
Effective: The first of the month following 30 days of employment
Elimination period: 90 days
Definition of disability: 2 year own occupation

Employee pays 100 percent of the premium based on age and salary

Dental Insurance
Plan: Delta Dental
Benefit: Annual max of $1,000 per person per covered year.
Eligible: Employees working 40 hours or more per pay period
Effective: The first of the month following one year of employment

Employer pays 100 percent of the employee premium--employer and employee share cost of family coverage

Vision Insurance
Plan: VSP
Benefit: WellVision exam: $10 copay for exam & glasses every calendar year. Lenses and contact allowance every calendar year. Frame allowance every other calendar year.
Eligible: Employees working 40 hours or more per pay period
Effective: The first of the month following 30 days of employment

Employee pays 100 percent of the premium--Employee, employee + one, employee + children and family options

Vision Benefit
Plan: Vision Benefit
Benefit: Up to $65.00 every 24 months for non-reimbursed cost of eye exam for either employee, spouse or dependent
Eligible: Employees working 40 hours or more per pay period
Effective: Following one year of employment

HRMC pays upon receipt of completed vision claim form, payment receipt from provider and applicable EOB insurance statement

Tax Deferred Annuity (TDA)
Plan:403(b) Mass Mutual
Benefit: Traditional and ROTH Tax Sheltered Annuity Plan
Eligible: Employees with regularly scheduled hours

Employee contributes to individual plans up to specified IRS limit

401(k) Retirement
Plan: 401(k) First Mercantile
Benefit: Traditional pre-tax and ROTH Employee Retirement Plan
Eligible: Employees age 21 or older who have worked 1000 hours in a qualifying year. Quarterly entry dates after eligibility.

Employee contributes to individual plans up to specified IRS limit
Employer contribution declared and paid annually

Paid Time Off (PTO) & Extended Illness Time (EIT)
Eligibility: Employees regularly scheduled to work 32 hours or more a pay period
Accrual: Upon employment
Usage: After 90 days of employment
PTO: Paid time off for absences from scheduled work for vacations, holidays, personal business, short term illness, family care, voting and other needs requiring time off from work
EIT: Paid time for employee absences from scheduled work following 16 hours of PTO due to accident, injury or illness or immediately available for employee time off due to surgery

Wellness Bonus
Eligibility: Employees regularly scheduled to work 32 hours or more a pay period who reach a maximum EIT accrual of 264 hours
Accrual: Up to 56 hours per pay period based of full-time employment (2.15 hours per pay period) or .02687 per hour paid
Paid: 50 percent of Wellness Bonus hours are paid the second payroll in November

After payment the account resets to zero and EIT remains at 264 Wellness Bonus is paid first and then EIT hour are used for qualifying illness

Bereavement Leave
Eligibility: Employees scheduled for work hours and/or scheduled PTO/EIT hours due to death of a family member
Paid leave for immediate family members: Up to 3 days for employee's spouse, child, parent, brother, sister, grandparent, grandchild, father & mother-in-law, son & daughter-in-law, stepparent, stepchildren, stepbrother, and stepsister. The third day shall be no later than the day after the funeral.
Paid leave for brother & sister-in-law: The day of the funeral

Shift Differential
An additional $1.50 per hour is paid to employees working certain evening and night shifts.

Stand By (On-Call) Pay
A $1.75 per hour is offered to all hourly employees for time spent on a stand-by status.

Flexible Spending Accounts
Benefit: Payment of dependent care and healthcare expense with pre-tax dollars
Eligibility: Employees regularly scheduled to work 32 hours or more a pay period are eligible upon employment
Includes; Dependent care of up to $5,000 annually for qualifying individuals and eligible medical expense reimbursement of $130 minimum up to $2,550 maximum annually
Flex spending account rollover option: Up to $500 for one year

Identity Theft Protection
Benefit: Supplemental identity theft coverage
Eligibility: Employees regularly scheduled to work 40 hours per pay period
Effective: First of the month following 30 days of employment

Employee pays 100%

Tuition Assistance
Benefit: Tuition assistance, up to $1,200 per fiscal year for approved courses offered by an accredited educational institution or recognized certification program
Eligibility: Employees who have been employed for a minimum of one year and regularly scheduled to work 32 hours per pay period prior to the last six months

Employee Store
The employee store offers discounts prices on various food and non-food items to all employees.

Fitness Center Membership
Discounted membership rates offered to employees with regularly scheduled hours. Employee contributes 100 percent.